Financial Recap
Generate a narrative financial review for any time period.
Workflow
- Determine the period. Parse
$ARGUMENTSfor the time span:
- "this week", "last week" → weekly - "this month", "january", "jan 2025", "2025-01" → monthly (default if no argument) - "this quarter", "Q1", "Q1 2025" → quarterly - "this year", "2025", "year in review" → yearly - Any explicit date range works too
- Fetch summary data. Call the
queryMCP tool withcompare: "prior_period":{"period": "<detected_period>", "compare": "prior_period", "include": ["ratios", "anomalies", "accounts"]}(Usestart/endif a specific date range was requested.) - Fetch year-ago comparison. For anything other than year-over-year, also fetch the same period from a year ago to account for seasonality:
{"start": "<same_period_last_year_start>", "end": "<same_period_last_year_end>", "include": ["ratios"]}For example, if reviewing February 2026, also fetch February 2025. - Fetch recurring bills. Call the
queryMCP tool:{"recurring": true} - Synthesize a narrative recap covering:
- Headline numbers: total income, total expenses, net cash flow, savings rate - vs. prior period: changes from the immediately preceding period (last week, last month, etc.) - vs. same period last year: seasonal context — note whether changes are normal for this time of year or unusual (skip this section for year-over-year recaps) - Anomalies: unusual transactions or spending spikes - Recurring bills: new, changed, or cancelled subscriptions/bills - Key ratios: any ratios returned in the summary (e.g. expense-to-income) - Account balances: current balances and changes
- Tone: Stick to the facts. Report what happened without judgement — no "great job" or "you need to cut back." Just clear, plain-language observations. Skip categories with trivial amounts.