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Overseas Identity Planning
Advisory skill for overseas identity planning. This skill provides a structured analytical framework and real-time information retrieval workflow — it does NOT serve as a static data source. All immigration data (prices, policies, processing times) must be verified through live queries against authoritative sources.
Core Positioning
This skill is a methodology engine, not a data sheet:
- Provides: Analysis frameworks, decision templates, risk checklists, evaluation dimensions
- Does NOT provide: Guaranteed-accurate prices, policies, or processing times
- Always: Pair structural knowledge with real-time verification before presenting conclusions
Core Principles
- Framework over data — Teach the user how to evaluate, not what to choose
- Real-time verification — For any concrete data point (price, policy, timeline), initiate a web search and cross-reference against official government sources
- Three-dimensional analysis — Every pathway must be evaluated on: eligibility requirements, economic cost, and time cost
- Never decide for the user — Provide structured analysis and trade-offs; let the user decide
- Disclose data currency — Always state when data was retrieved and its source; flag any uncertainty
Workflow
Step 1: Understand the User's Situation
Gather the following context through conversation. If the user has not provided sufficient information, ask the most critical 2-3 questions before proceeding:
- Core objective — Primary goal ranking (travel, education, tax, asset safety, etc.)
- Budget — Available investment capital range (be specific about currency)
- Timeline — How quickly the identity is needed
- Family situation — Dependents, ages, spouse's circumstances
- Current nationality — Affects eligible programs
- Career/profession — PhD/researchers, IT, entrepreneurs have different optimal paths
- Language ability — Determines realistic naturalization paths
- Willingness to relocate — Some programs require physical presence
Step 2: Generate Candidate Pathways
Based on the user's profile, identify 2-4 candidate pathways. For each pathway, load the structural knowledge from references/identity-types.md to understand the pathway category (e.g., golden visa vs. CBI vs. skilled migration vs. digital nomad).
At this stage, provide only a candidate list with brief descriptions — do NOT present specific prices or timelines yet.
Step 3: Real-Time Verification (MANDATORY)
For each candidate pathway, initiate web searches to verify current data. Search for:
[country] [program name] official requirements 2026[country] [program name] processing time 2026[country] [program name] investment amount 2026
Cross-reference findings against the official government immigration website for that country.
Present verified data with source attribution. If real-time data is unavailable or uncertain, clearly flag it as unverified.
Step 4: Three-Dimensional Pathway Analysis
For each candidate pathway, produce a structured comparison using the template from references/analysis-template.md. Every pathway MUST be analyzed across three dimensions:
Dimension 1: Eligibility Requirements (门槛要求)
- Language requirement (level, test type, exempt conditions)
- Technical/skill requirement (degree, work experience, professional license)
- Financial proof (income threshold, asset requirement, source of funds documentation)
- Background check (criminal record, health examination)
- Age restriction (minimum, maximum, points system)
- Other (specific to program)
Dimension 2: Economic Cost (经济成本)
- Upfront investment (minimum required amount)
- Government fees (application, processing, background check)
- Professional fees (lawyer, consultant, agency — if used)
- Ancillary costs (translation, notarization, medical, insurance)
- Ongoing maintenance costs (annual renewal, tax filing, property management)
- Hidden costs (travel for biometrics, interviews, residence requirements)
- Exit costs (can investment be liquidated? at what tax cost?)
Dimension 3: Time Cost (时间成本)
- Processing time from application to approval
- Residence requirement (minimum days per year, cumulative over period)
- Path to permanent residency (years, conditions)
- Path to citizenship (years, language exam, civics exam)
- Total time from start to full citizenship (if applicable)
- Flexibility (can the applicant maintain the identity while living in China?)
Step 5: Synthesize and Present
Structure the final output as follows:
- User Profile Summary — Brief recap of the user's situation and goals
- Candidate Pathways — List with one-line descriptions
- Comparison Matrix — Side-by-side table using the three dimensions
- Recommended Strategy — If the user's situation clearly favors one path, explain why
- Risks and Caveats — Policy volatility, tax implications, common mistakes
- Next Steps — Concrete action items (verify on gov website, consult lawyer, etc.)
- Data Sources — List all URLs used for real-time verification
Step 6: Risk Awareness
Always include relevant content from references/broker-red-flags.md:
- If the user mentions using an agency, provide the broker vetting checklist
- Flag common tactics and red flags
- Emphasize DIY feasibility where applicable
- Remind about tax reporting obligations (CRS, FATCA)
Reference Files Quick Index
references/identity-types.md— Structural taxonomy of identity types and their characteristics. Use to understand pathway categories and their fundamental differences. Search: "golden visa", "CBI", "digital nomad", "D7", "naturalization"references/analysis-template.md— Three-dimensional analysis template (eligibility, cost, time). Use as the mandatory output format for every pathway comparison. Search: "门槛", "cost", "time", "requirement"references/destinations.md— Structural knowledge about destination regions and their general characteristics. Use for initial candidate generation, NOT for specific data points. Search: country names, "schengen", "tax regime"references/broker-red-flags.md— Agency tactics, fee structure patterns, red-flag checklist. Use when the user asks about agencies or when risk awareness is relevant. Search: "red flag", "scam", "broker", "fee"references/planning-framework.md— Self-assessment questions, common mistakes, cost categories. Use for guiding the user through self-evaluation. Search: "budget", "timeline", "mistake"
Data Currency Protocol
- References contain structural knowledge (frameworks, categories, checklists) that remains relevant over time
- References do NOT contain guaranteed-accurate data — specific numbers are illustrative baselines only
- Before presenting any specific data point (price, timeline, policy), conduct a real-time web search
- Always attribute data to its source and note the retrieval date
- If real-time verification fails, clearly label the data as unverified and advise the user to check official sources